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Heart rate zone calculator

Training zones turn a heart rate monitor into something useful. This estimates your maximum, then sets the five zones either as percentages of it or, better, of your heart rate reserve.

years
Maximum heart rate184
Where that came from
Estimated from age
Heart rate reserve
124
Aerobic zone
146 – 159
Easy endurance zone
134 – 146
Threshold zone
159 – 171
Tanaka estimate
184
The old 220 − age estimate
185
ZoneBeats per minuteIntensity
zone:z1122 – 13450–60 %
zone:z2134 – 14660–70 %
zone:z3146 – 15970–80 %
zone:z4159 – 17180–90 %
zone:z5171 – 18490–100 %

Estimates for healthy adults. Beta blockers and some other medications change heart rate substantially, and chest pain or unusual breathlessness during exercise is a reason to see a doctor rather than adjust a zone.

The formula

Maximum heart rate is estimated by Tanaka: 208 − 0.7 × age. The Karvonen method sets each zone at resting + (maximum − resting) × percentage; the simpler method uses maximum × percentage.

Worked example

At 35 with a resting rate of 60, the estimated maximum is 184 and the reserve 124. The aerobic zone by Karvonen is then 146 to 159 beats per minute.

How to use it

  1. 1Measure your resting rate first thing in the morning, before getting up, across several days.
  2. 2Enter a measured maximum if you have one from a lab or a hard field test — it beats any age formula.
  3. 3Prefer the reserve method. It accounts for your fitness, which the percentage-of-maximum method ignores.

Questions people ask

Why not 220 − age?

It is simple and systematically wrong, overestimating for younger adults and underestimating past 40, with a standard deviation of around 10 to 12 beats. Tanaka fits the data better. Both are shown so you can see the gap.

Is the fat-burning zone real?

Easy effort does burn a higher proportion of fat, but harder effort burns more total energy. For body composition, total energy and consistency matter more than the zone you train in.

Last reviewed: 2026-10-20